New York Medicare Supplement Insurance Plans

Information provided by a New York Medigap plan provider

In the great State of New York there are 6 different companies that combined are offering 104 Supplement Insurance Plans from A – N. The plans in the chart below have been approved by the Centers for Medicare and Medicaid Services(CMS) otherwise known as Medicare. These New York Medicare Supplement Insurance Plans have all been standardized by the federal government for your protection since 1992. Knowing that there are 104 Supplement Insurance Plans available, it is important for you to find the best rate for these 96 plans so that you may find what is best for your budget.

The only two variations between Med Supp Plans will be in the companies underwriting and rates. Your New York State Manager is a licensed and certified field underwriter who will be able to assess your health status and determine your eligibility over the phone. Let our licensed and bonded New York State Manager give you your personal Medicare rate and analysis for your next Medicare Supplement Insurance Plan by entering your zip code and clicking the ‘Go’ button.

* Plan F may be offered with a high-deductible option of $2,070. The benefits are the same as in the standardized plan, but the deductible must be met each year before any claims are paid.

1. After you have paid out-of-pocket expenses for plan K ($4,660) or L ($2,330) for covered benefits during a calendar year, the plan will pay 100% of covered benefits for the remainder of that year. The Part B deductible ($140 in 2012) is not a covered benefit but counts toward the out-of-pocket limit. Part B excess charges are not a covered benefit and their payment does not count toward the out-of-pocket limit.
2. You pay up to $20 for each office visit. Plan N pays the remainder of any Part B approved coinsurance charges. The office visit copayment applies to all office visits by any provider authorized to bill Medicare for those visits. There is no annual limit on this copayment, and it must be paid for each office visit, even if you have several visits on the same day. The copayment for emergency room use is waived only if you are admitted to a hospital and Medicare covers the ER visit under Part A.

To get more information about New York Medicare Supplement Insurance plans, talk to one of our Medigap plan representatives today or use our instant quote form below.

New York Medicaid