Without a doubt, Medicare can be one of the greatest allies to keep you on the winning side against cancer.
When at all possible, it’s best to win the battle early, before cancer can hit you with full force. If you’re vigilant, standing on the watchtower and looking for any sign of the enemy approaching, chances are you’ll be ready and able to knock that enemy silly and thwart any plans it had to make your life miserable.
Few things are more important than preventive care when it comes to protecting you against the dreaded “c” word. Regular checkups and diagnostic procedures are the key to detecting various cancers in their earliest stages, when the prognosis and chances for a full recovery are best. Healthcare providers and cancer survivors everywhere agree that when it comes to cancer, the earlier you know what you’re up against, the better.
Medicare Supplement Plans and Preventive Care
All Medicare Supplement (or Medigap) plans except Plans K and L cover 100% of any coinsurance charge that applies to preventive care services covered by Medicare Part B. Plans K and L provide 50% and 75% coverage, respectively.
Medigap Plans E and J offer coverage for preventive care not covered by Medicare. Plans E and J are no longer sold, but continue to provide preventive care benefits to those still enrolled in these plans.
The battle against cancer, unfortunately, isn’t always a simple matter of preventive care.
Each year Americans of all ages learn that they already have cancer in varying stages, and that they’re in for the battle of their lives. Fortunately, many Medicare recipients receiving such news have prepared as well as possible for such a turn of events by making the wise choice—long before a trace of cancer was detected—of enrolling in a Medicare supplement plan.
Medicare Supplement Insurance and Cancer Treatment
Medicare supplement insurance can be a great tool for keeping out-of-pocket costs related to cancer treatment in check. Medigap premiums are normally in the $100-$200 range for a nonsmoking 65-year-old, but Medigap coverage is very likely to pay off in the long run. While there are cheaper alternatives, Medicare supplement plans normally allow you to see a wide range of doctors and service providers. You’re not limited to a small, limited network. Flexibility of that sort can mean a lot if you’re ever called on to battle as formidable a foe as cancer.
Medigap Plan F is the most comprehensive Medigap plan available, covering all Medicare-approved costs not covered by Medicare Part A and Medicare Part B. That makes Plan F a great tool for people on fixed incomes or anyone who wants to budget medical expenses. With fixed premiums and generally no unexpected out-of-pocket costs, Plan F is the Medigap plan chosen by nearly half of Americans who purchase Medicare supplement insurance—and the sort of ally you’d want on your side in a battle against cancer.
While Medicare supplement Plan F is considered the benchmark of Medicare supplement plans, you may decide that another Medigap plan is more suited to your individual needs. Give MedicareMall a call today and we’ll help you determine which Medicare supplement plan is best for you. We’ll also be glad to provide a free Medigap quote.
Original Medicare, Medicare Advantage plans, and Medicare supplement plans can all go a long way toward keeping you protected against cancer.
If you have questions about cancer and Medicare or any other aspect of senior healthcare, contact MedicareMall now and let us lead you with confidence through the Medicare maze!
Medicare Supplement Index | Medigap Policy Providers Index